After you or a loved one is injured in a car accident, motorcycle accident, slip and fall injury, medical malpractice incident, or other form of personal injury, you may feel overwhelmed by the various reports and claims that you find you need to complete. You may be required to provide the details of your accident to your doctor, the police, and, most importantly, your insurance company.
The details you give to your insurance company may determine whether your insurance claims are successful or not. The lawyers of San Diego firm Phillips & Pelly understand that not all insurance companies are honest in dealing with their customers. The information provided on this page will help you to determine whether your insurance company may be mishandling your claims. Our lawyers have helped countless San Diego residents to understand their rights and claim the monetary settlements due to them.
Insurance Company Tactics
All insurance companies are in the business of making money. To do this, they must collect more money in insurance premiums than they pay out in claims. Every time you make a claim to your insurance company, an adjuster assesses the nature of your claim and decides whether to pay it based on the company's rules. Unscrupulous insurance claims adjusters may try to apply irrelevant rules to your claim or miscategorize your claim in an effort to reduce the amount of your settlement. Other ways that your insurance company may try to get out of paying your claim include:
- Asking for a recorded statement that will be used against you later
- Asking you to sign vague "authorizations"
- Offering you a fast settlement that is far below the amount you could get in court
- Refusing to pay your medical bills
- Showing unwillingness to agree to a settlement
Contact Our Insurance Claims Lawyers
If you believe that any of these tactics have been used against you in an effort to reduce the amount of your insurance claims, contact the personal injury lawyers of Phillips & Pelly, serving all of San Diego. We can help to reduce the amount of stress you experience during this difficult time by taking care of all the legal details and reports, leaving you only with the task of healing and recovering from your accident.
